The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors. Don’t Let Bad Financial Habits Haunt Your Retirement When it comes to retirement, some people can quit working and fall immediately into good money habits that they’ve practiced for years. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.